Monday 22 November 2010

how to make money online

to make money online go to this link.http://www.bux4ad.com/aft/d09832f5.html

Tuesday 16 November 2010

how to make money online

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How An Average Nigerian Can Easily & Legitimately Make N450,000 Or More On The Internet Monthly.

...Starting Within The Next 24 Hours!





*NOTE:99.9% of of all the Internet "Opportunities" out there are Outright SCAMS.

Don't fall for a scam! I will show you the REAL, SAFE & PROFITABLE Internet Opportunities! Plus all the Old & Latest Scams to avoid at all costs.





Important: Read EVERY SENTENCE in this write-up VERY CAREFULLY. In time you will look back and consider today, perhaps, the most important day of your life. If you learn the things that am about to teach you right now - money will no longer be an issue in your life. Ever.



I am going to show you SAFE, SIMPLE & EASY proven methods which average people like You are Using to earn as much as N450,000 Monthly.



*

If you can check your email yourself you can do it.
*

2 hours of browsing each week could be enough for you.
*

You don't need to know much about computers or the Internet either. I will show you everything you need to know STEP-BY-STEP.
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Owning a Website of your own is not even necessary!



"I will show you how you can Make money Online, everyday. Starting within the next 24 hours. Using any of the never Revealed Secrets of Online money-making which lots of people do not want you to know!"



You don't need to know much about computers or the Internet. Your are not recruiting or inviting anybody and you are not 'investing' any dubious or complicated scheme either.

Sounds too good to be true? Don't take my word for it. Here's what some highly credible Nigerians have to say about this:





"IK. Iroegbu has designed a beautiful MONEY MAKING MACHINE for Nigerians...".



-- Mr. CHRIS EGBULONU O.
Consultant, Directhick Management & Consulting.





"Impressive! Straight to the point!...Ikechukwu Iroegbu has done us all a great service...giving us an instruction manual that anyone can follow....e-Money might as well stand for easy money!"


-- Engr. GEORGE AKOMAS Jnr.






I will also like to state here that I APPRECIATE YOUR EFFORT in making people have access to this WONDERFUL KNOWLEDGE, ESPECIALLY YOUNG GRADUATES LIKE ME that
really want a financial breakthrough in a very clean way.
Thanks and God bless.

-- AJAYI OLUWAFEMI ADEKUNLE.

Victoria Island, Lagos.





November 16, 2010

From the desk of Iroegbu Ikechukwu PN; Internet Business Consultant, Teacher and Resource Person.

Hello Fellow Nigerian,

I am sorry if you don't find me very polite. Well, that's because I am not here to make friends or to entertain, but to offer much needed financial help to serious minded people. If what you want is proven information; ideas, methods and techniques you can use to start making money on the internet legitimately within the next 24 hours, then that's what I will give to you. However, if what you want is some fraudulent enterprise or a get-rich-quick program; please you can kindly leave this website now and never return...it is my pleasure to disappoint you.



The things am about to teach you are very easy to do, and like every other legitimate enterprise, you will always have to do something that will benefit someone else in return for any money you will make. This other person might be in Amsterdam, New York, Nigeria, Singapore or in any other part of the world. Doing something that benefits someone else is simply the only reason why you or anyone else will make money online.



I am aware that there are certain people who 'earn' money online by proceeding in direct opposition to my last statement. However, I'll wish to add that they can never be able to make as much money as you - when you learn what am about to teach you. Besides, their 'income' is not steady and they live in the constant fear of being apprehended by the authorities. Perhaps, their worst disadvantage is that they rob themselves of their resourcefulness and the ability to earn money LEGITIMATELY. Which means that they will find it very difficult to 're-train' their minds to make money, should they change and decide to engage in non-fraudulent undertakings.



Making money Online is exactly as it is in offline businesses, where you can only get paid by: manufacturing say a car which benefits someone else, giving someone a hair cut or by engaging in any other economic activity which benefits and adds value to another persons life.



"The Internet is the biggest Marketplace in the world. Online transactions in 2009 amounted to over USD $204 Billion".



What You Don't Know Costs You Money.

Let's assume you are speeding to Lagos at 100 km/h in your beautiful new car, and then there's this BIG broken down trailer dangerously positioned at your next sharp bend. How much will not knowing about this broken down trailer cost you? Or what if a rich uncle of yours dies and leaves you (yes you!) N100 million in his Will. However, because you do not have this information, his lawyer pockets all this money that really belonged to you. How much has not-knowing cost you in both cases? In the second case, just N100 million. In the first, maybe your life.

You are obviously very lucky to have stumbled upon my website. Actually, the things I am going to teach you are not really secrets at all, they are only secrets because you do not presently know about them. As a good example, before 1956 when oil was discovered in Nigeria at Oloibiri, we had lots of oil right under our feet, but we never made a single penny out of it - because it's existence was a total secret to us.

Additionally, we do not have more electricity or the raw materials for cars in the world today than we had 2000 years ago. The people from back then didn't enjoy electricity, cars, GSM phones and several of the modern privileges we enjoy today not because these things or their raw materials never existed then, but because they had not discovered the 'secrets' involved in obtaining them.

This is equally how it is in your everyday life. Right now, there are several good things going on around you, but you can never be able to take advantage of them or enjoy them if you do not even know that they exist.

A good case in point is making money on the Internet which I am going to teach you right now. You'd simply be a total fool to think that money isn't made on the Internet. You'd better look at these facts:



Did you know that...

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The total amount of Online transactions in 2009 amounted to over USD $204 billion and is estimated to grow to USD $267 billion in year 2010? (Source: Credit Suisse; World leading Financial Services group).



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The popular website Yahoo.com which offer you email services for free is worth over USD $34.90 billion.



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The popular Search Engine, Google.com is worth $174.83 billion, and it is currently the biggest media company in the world. It is bigger than notables like Time Warner, the company which owns Time Magazine, CNN & America Online; it is bigger than Viacom, the owners of MTV and Paramount Pictures. In fact, Google is worth more than all the companies quoted in the Nigerian Stock Market combined! This includes Mobil, OANDO, Nigerian Breweries, Zenith and all the other banks (combined!). A single Google.com share costs more than $450 and it is projected to reach $600 a piece sometime next year - that's more than N50,000! a piece (compare this to that of say Zenith bank that sold for about N50 - when the going was good.).



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The owner of Newscorp, Rupert Mudorch paid $580 million to purchase MySpace.com. Can you also believe MySpace.com is free to use?



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Some years back, Google paid a whooping $1.65 Billion to acquire YouTube.com. YouTube.com just like MySpace also has nothing for sale too - it is completely free to register and use.



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The domain name Business.com was sold for a record $7,000,000! In case you have no idea, domain names cost just $8/yr to obtain! Get it?

Now, ask yourself this question: "Why would Rupert Mudorch, Google.com and several other companies and individuals too numerous to mention, spend so much money to acquire websites which have nothing for sale?" Besides, "How are these websites worth so much and how did that much money come about?"

The answers to the these questions are the secrets to making money online, and the reasons why the Internet is so overwhelmingly profitable. These answers are what I will reveal to you.



"If you do not fancy working yourself to death in order to earn a living...these opportunities are precisely for you."



The Good News is...

You do not have to start something as big or as complicated as Google, MySpace or Yahoo to make money Online. I only used the few examples above to show you the huge money making potential which the internet represents. What you really need to learn is how small players like you and me can earn a reasonable income in our own 'little' way...if you'd call earning as much as N450,000 or more per monthly - little.



So what profitable Internet business opportunities are open to me as a beginner and as a Nigerian?

This is exactly what I am going to show you right now. For your information, I've ACTIVELY been on the Internet now for more than 4 consecutive years and have acquired lots of hands on experience (not when I started checking my email like you damn it!). And after using myself as a 'live laboratory' to test several of the 'Online Jobs' out there. I simply found that several of them are outright scams, some of them legitimate but with little or no profit potential, others too advanced and complicated for beginners. Or simply unsuitable for people who do not live in the United States, Europe or other more developed countries.



However, I did find a few opportunities that are:

1.

Very suitable for Nigerians.
2.

Easy to engage in and make money from.
3.

Very profitable, and
4.

Absolutely simple to run.

Sounds too good to be true right? Well, lucky for you, it's true.



Let me Introduce you to 8 Easy, Simple and Profitable Internet Job Opportunities You Can Use to Start Earning Money in Nigeria - Beginning Today!

As you can see, I've already taken all the risk of discovering these things on your behalf, all you have to do is profit & benefit from my years of hands-on Internet experience...while avoiding several of the costly mistakes that I made.



Below are some highly profitable Internet Opportunities you can begin making money from in Nigeria immediately:


1.) Income Opportunity #1: Google AdWords/Affiliate Marketing:

"Start earning money in 1 hour 15 minutes flat!"

This is unarguably the world's fastest, easiest and cheapest business to start. It is so cheap that you can start it with less than $25 (N3,000+), so profitable that some people earn more than $1 million dollars from it annually, and so fast that you can begin earning money from it in less than 1 hour! And the earning potential keeps increasing daily.

You do not need to own a product, service or website of your own and about 2 hrs of browsing a week would be enough for you.



Here's How It Works:

Affiliate Programs:More than 350 million times daily, people from all over the world use Google.com to search for products and services they want to purchase online. More than 90% of these people have credit cards or other means for online payment. At 350 million searches daily, you will agree with me that Google.com gets lots of visitors.

Affiliate programs involve your partnering with different websites on the Internet which have items for sale. These items could be phones, books, e-Books, furniture, electronics, cars, jewelries, web-hosting, bags, boats - you name it!

Forming a partnerships like this is very simple. It only involves your filling out a form - just as if you are opening a new email account!

Now, since lots of people are already searching for lots and lots of different products and services to purchase. You simply partner with any website/company which their products are in demand and then place adverts on Google.com for them.For each sale you help any website/company you partner with, they pay you a commission (a percentage).

These adverts you place on Google are called Google AdWords. They appear to the right of your search results. If you have used Google to search for anything before, you must have seen the AdWords adverts placed by other people.

On the average, commissions are about $30 (depending on the product). You can easily earn more than $500 daily from doing just this. Don't worry if you do not completely understand it right now, it's really very simple and I will make it clearer for you.

Google AdWords: They are those little text boxes that appear to the right of your search results on Google.com. It is a very efficient advertising system developed by Google.It costs you only $5 dollars to register and you are charged only when someone clicks on your advert. The minimum cost per click is about $0.05 (5 cents).



How do they know the sale was made through my advert?

Whenever you choose an affiliate product to promote from an Affiliate Network such as ClickBank, FastSpring or Plimus you are given a unique tracking code which is used to know whenever someone buys through your advert. And whenever someone does, the sale is unfailingly credited to you. In all cases, a "cookie" (small computer program) is placed on the persons computer so that you are still credited with the sale if the person comes back to buy, say within the next 6 months!

*Note: ClickBank.com doesn't accept registrations from Nigeria. However, I'll show you how you can easily get a London address and how to cash easily your checks here in Nigeria.

Affiliate Networks are huge directories of Affiliate Products and services you can begin advertising on Google.com today. My best Affiliate Network is ClickBank.com because they specialize only in digital downloadable products such as ebooks, music, sofwares, etc. I prefer promoting digital downloadable products in place of tangibles like Cell Phones, Plasma TV's, Toys, Cars, etc because digital products sell like hot cakes! Their prices are mostly not expensive and additionally people are mostly on the Internet for information, hence people buy them more. Furthermore, you could earn as much as 75% commissions on each sale you bring in. Note that the owners of tangible products like cars, watches, etc cannot afford to pay you as much as 75% commissions - that's why ClickBank is my favourite.

Clickbank.com sends out commission checks on the 15th of every month. To sign up for Google AdWords costs only $5 and ClickBank.com is free to join. I'll get back to this.



2.) Income Opportunity # 2: Selling Information; Info Products/Digital Publishing.

"Create or buy an Information product once and then sell or resell it a million times!"

"There are several thousands upon thousands of eBooks & software with FULL resell-rights* flying all over the net"

*A book or software with resell-rights means that the producer/creator legally permits you to resell it as if it is your own.

If this title doesn't impress you, I think you should think again. Mankind is presently at the most advanced stage they have ever seen...and interestingly, it has been called the INFORMATION AGE!

Why do you think powerful companies like Microsoft were able to get so big? Microsoft's market capitalization is valued at about USD $200 billion and they once crossed the $500 billion mark!

Now listen carefully, Microsoft produces a software ONCE and then copies it into as many CD's as their machines can burn. A good empty CD sells for about N250 but when it has Microsoft software inside, it skyrockets to more than N30,000! Yes, if you're surprised, I guess you've been patronizing pirated Microsoft software.

Additionally, before you can add a few other basic programs to your computer, the total cost would be close to a hundred thousand naira! If you can understand this very concept that I am driving at, you can truly have the world in your very pocket because it is the very secret behind the most successful businesses in the world. Literarily selling thin-air!

"Publish any type of book with zero naira cost - then make a killing of 100% profits selling it online!"

That was for Microsoft, now how does this fabulous concept affect you? Good. You are aware that if someone wants to publish a book, that they first go through a lot of tiring hassles.

Gone are the days when you'll have to go through a 100 publishers, dozens of editors and then raise huge funds just because you want to get your book in print. Now you can publish a book of more than a thousand pages without spending a dime. And with one of such books online you could be making a fortune.

So what can you write about?

Absolutely anything! You can write on any area where you have specialized knowledge. By specialized knowledge I do not mean the latest object astronauts dug up from the moon! There is certainly some knowledge you have that is unique to you which someone else can benefit from. It could be your knowledge in:



--- GSM Repairs

--- Carpentry

--- A text book

--- Remarkable Text Messages

--- Cooking/Recipes

--- Restaurant Management

--- Events Management

--- Fish Farming

--- Poultry farming

--- How to secure a visa easily

--- Investing in the Nigerian stock market

--- A Novel

--- Marriage Counselling

--- Video Gaming

--- FOREX Trading

--- Dating

--- Video Gaming

--- ANYTHING

--- ANYTHING

--- ANYTHING


You get it!? ANYTHING, whatever you are knowledgeable in. You'll be pleasantly surprised when you find out the number of people online who are willing to pay for the information and knowledge you have. Now do the figures. If you sell this your e-book which cost you nothing to publish, besides what it cost you to acquire the knowledge, for N6,000. If you end up selling just 500 copies every month; you tell me - how much money would you have made? You can figure that out for yourself!

"You do not need to write your own book! Just Buy one with Resell-Rights!"

Finally, you do not have to write a book yourself in order to make money from selling information Online. There are thousands of written materials already out there with full RESELL RIGHTS. A product or material with resell rights means that you can sell the material to other people without it being illegal to do so - as if you actually wrote it!



You've Not Seen Anything Yet!

Hey, this is just a tip of the iceberg. The above are just SHORT OVERVIEWS of only two of the eight Internet business opportunities you can easily begin in Nigeria today. And as I said earlier, there are six more of these opportunities that you can benefit from.

I have compiled a comprehensive STEP-BY-STEP eBook for YOU on all these eight Income Opportunities. This manual is titled: 'e-Money'. With it, it's just as if you're are being led by the hand. It's so comprehensive that nothing is left out and so simple to understand that even a total dummy will find it as easy as ABC.

There's simply no way you won't make money from at least one these Eight businesses!



Below Are The Additional Businesses You Will Learn From This e-Book:


3.) Income Opportunity #3: Online Currency Trading/ePayments & Account Funding.

"Make money Online buying and selling money"

Learn how you can earn money funding e-gold, Credit Cards & PayPal accounts for people.



4.) Income Opportunity #4: How To Take Your Present Offline Business Online And Make It 100 Times More Profitable.

"Multiply your present income by 100%"

Learn how you can dramatically increase the profitability of your present business by taking your transactions online. Learn how you can begin selling your products and services online, increasing your customer base thereby boosting your profits.


5.)Income Opportunity #5: Internet 'Real Estate' - How To Make Money From Google AdSense.

"Earn money by just sitting in between Google.com and millions of Online advertisers"

Learn how you can make money from Pay Per Click (PPC) advertisements. You are paid each time a visitor to your website clicks on any Google AdSense advert you have displayed on your website.

This is not a scam. Remember I told you that Google.com is worth over $100 Billion, well this is one of the ways they make their money. Here they serve as 'agents' between people who want to attract visitors to their websites and people who have advertisement space on their own website. It doesn't matter if what you have is a free website or not.

You get sent a check when you earn up to $100. It is the revenue source behind MySpace, PlentofFish.com and so many other MEGA successful online businesses.


6.)Income Opportunity #6: How To Make Money From Mailing Lists And Newsletter Publishing.

"Make money from publishing e-Newsletters, e-Zines and from email marketing"

Learn how you can start an Online publication plus how to build a HUGE database of people who you can regularly sell your products and services to.

You can set up all the content you want to send to your readers for a full year in a single day - and then forget about it! Whenever the dates you have chosen arrive, you newsletter or e-zine autoresponder will automatically send your publication to all your subscribers.

Publishing a newsletter costs you almost nothing. The only cost is paying for the autoresponder service.


7.)Income Opportunity #7: How To Make Money By Owning An Online Shop/Store.

"Own the perfect shop or store. Expand your customer base from just your state, city or street to everybody in Nigeria and watch your sales go to the roof!"

Keep your doors open 24/7 and make sales round the clock. Expand from a small timer to a BIG nationwide store.

Tips on how you can use OPM (Other People's Money) included.
8.) Income opportunity #8:How To Make Money From Website Designing And Hosting.

"Learn web designing in 1 day! Plus make money selling or reselling Online 'Plots' "

Web designing is absolutely ten times easier than you think and besides you do not even need to know how to write HTML, CSS or JavaScript codes to be able to design a website. You can easily use website templates or What You See IS What You Get (WYSIWYG) editors like Microsoft FrontPage or Macromedia DreamWeaver to easily design websites.

Using templates or WYSIWYG editors makes the design as simple as typing up a document in Microsoft Word!



Are you ready to take charge of your financial future?

For those who want turn their financial lives around this year. I have prepared a SUCCESS KIT ebook package that will help you achieve it and lots more. This success kit is called: 'The eMoney Wealth Package' (2010 Edition) and it is going to make a lot of difference in your finances.

It is a take me by the hand (Step-by-step) guide on the 8 easy, simple and highly profitable Internet businesses that you were introduced to above. It teaches about these businesses in detail so that people with little or no Internet experience can understand and apply what it contains.

BORIGCOMM NIGERIA [Registered Under the Laws of The Federal Republic of Nigeria - With the Corporate Affairs Commission (CAC) Reg. no: 155202] Presents:

The eMoney eBook Manual.





Here Are The Things You Will Learn From The eMoney eBook:

1.

How To Easily Make Money From Google AdWords (Affiliate Marketing).
2.

How To Easily Make Money From Info Products & Digital Publishing.
3.

How To Easily Make Money From Online Currency Trading/ePayments & Account Funding.
4.

How to Easily take your present offline business Online and make it 100 times more profitable.
5.

Internet 'Real Estate'; How to Easily make money from Google AdSense.
6.

How to Easily Make Money from Mailing Lists and Newsletter Publishing.
7.

How to Easily Make Money From owning an Online Shop/Store.
8.

How to Easily Make money from Website Designing and hosting.
9.

Plus Several other Wonderful & Exciting Bonuses.



In addition to these:

*

You'll get access to our MEMBER'S ONLY forum, where you can interact with like minded Nigerians who are netpreneurs like you - so you can continually improve and make more money.
*

I am also available to coach you in real time. I'll offer you a 24 hr online support by email and phone. I might also add you to my Yahoo Messenger so we chat whenever you have a problem.
*

Offer you a subscription to my SuccessCapsule Newsletter valued at N23,500 per year. The Success Capsule Newsletter is Packed with money making tips, ideas, business opportunities and advice - which will also help you to make more money.



"Timely! For a long time Nigerians have desired to join the league of nations that have access to money making on the web. This book has brought home all the information we need. I will encourage every person who desires to make money on the web to grab this book. It will empower you. Kudos to Ik for a job well done."

-- Mr. OBIOMA ANYANWU




Bonuses.

If You Order the eMoney eBook Early You Also Get ALL These Other Materials FREE.

Because I care about your total success in Life, I've Included these other materials (with your e-Money Package) to guarantee you achieve everything you desire in life. These ebooks are simply a MUST for any serious Student of Success:



Free Bonus # 1: [Special Report]: How To Easily Raise Capital In Nigeria With Or Without Collateral. (Cash Value = N5,000. Yours Free!)

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Free Bonus # 2: The Science of Getting Rich by Wallace D. Wattles (Cash Value = N3,000. Yours Free!).

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It will help you understand the good things and wonderful positions which God wants for you in life. Then it goes further to teach you how to achieve them.



Free Bonus # 3: As a Man Thinketh by James Allen (Cash Value = N2,500. Yours Free!).

This timeless classic written around 1902 is simply priceless! It has inspired millions of people around the world.

Some notable people whom it influenced include Norman Vincent Peale (the famous author of the mega best-seller: The Power of Positive Thinking), Earl Nightingale and Anthony Robbins.

You will certainly have a story to tell after reading this ebook!



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The next 20 people to order the eMoney Wealth Package will get a comprehensive tutorial eBook Manual on FOREX Trading at my expense.







What Will This Special Offer Cost You?

This package costs just N12,000, yes that's the price considering the fact that you're buying a 'license to print money'. But for a limited time only, we are giving it all away at an Introductory Price of N5,000 if you place your order before November 23, 2010. Or $39.95 if you are ordering with a Credit Card or PayPal.

However, we do require as a condition that you write us a sincere testimonial to let us know how good you find our Package. Let me add that your testimonial might be used in our national advertising.





Order Today at N5,000 and Save N8,000!



How To Place An Order:

How to Order This Package.

You can order through the following methods:

1.) Bank Deposit or Online Transfer (Details Below).

2.) Credit Card or Paypal.

3.) Western Union.

Once your payment reflects in our account, we will SEND your copies of YOUR materials to your email as attachments within 24 hours.

1.) Bank Deposit & Online Transfer Details:

Simply pay N5,000 ONLY into any of our accounts and follow these simple instructions.

Account Details:



Bank : Guaranty Trust Bank

Account Name: Borigcomm Nigeria

Account Number : 701-593728-110

Bank : Zenith Bank

Account Name: Borigcomm Nigeria

Account Number : 601-811-2164

After placing your order, send an email to payments@emoneynigeria.com with the following details: Name, Bank Paid Into, Date Paid, Payment Slip Number, e-mail Address & Phone Number.

**Important: The subject of your email should read: 'PAYMENT MADE'.

NB: For Online Transfers, don't worry about the Payment Slip Number. Just indicate you made a Transfer.



2.) Credit Card/PayPal:

You will receive your materials as downloads instantly.

NB: The payment is not made directly to me, you will be paying through 2Checkout.com (2CO); a very reputable company in the United States (Ohio precisely).

They are a member of the Better Business Bureau, have been in operation for more than 10 years and have processed more than $1 Billion worth of transaction online. Your details are SAFE.

Only $39.95

Buy from 2CO

2CheckOut.com Inc. (Ohio, USA) is an authorized retailer for goods and services provided by BORIGCOMM.

3.) Western Union

Pay to IKECHUKWU IROEGBU (my address is below).

Then send your Name, MTCN (Money Transfer Control Number), Date Paid, Location and Phone Number to the email:
payments@emoneynigeria.com

**Important: The subject of the email should read: 'PAYMENT MADE: Western Union'.



"Receive your Package within 24 hours!"

After making your payment, send a notification email to payments@emoneynigeria.com with the Subject: 'Payment Made'. Please include the following details in your email:

1.

Name.
2.

Phone number.
3.

Address.
4.

Payment Slip Number and
5.

Bank Paid Into.

After sending your notification email to us, you will receive your package within 24 hours.

**IMPORTANT: All the materials are only available as electronic books (e-Books), you will receive them as attachments in your email once your payment in confirmed.

Contact Details.

Road O, House 8,
World Bank Housing Estate,
Umuahia,
Abia State.

07036311683


[Note: Please DO NOT text, it's difficult sorting through lots of text messages.]

info@emoneynigeria.com | iroegbu@gmail.com





After November 23, 2010 the price goes back to the original N12,000 and you will also LOSE all the bonuses including admission into the Exclusive Member's Only Area. Please DON'T BUY, go and try any of those 'get rich quick' programs out there. After you lose your money you will be back! By then the present price might have tripled or worse may have decided not to accept any more new people.

I can do without you, but you can't do without what I have to offer you. You are presently losing money because you do not know these secrets!. So don't order, you can go ahead with your present state of living and continue hoping that you will someday win Who wants to be a millionaire or even a lottery.



30-day money back guarantee.

If you want to order, I insist you do so entirely at my risk. That is why your eMoney Package comes with a...30 day, No Risk, No hassle, 100% Unconditional Money-Back Guarantee. There is absolutely NO RISK on your part with this 100% Money-Back Guarantee.

What I mean is; I want you to order the eMoney Package without feeling you might "get taken". After all, I am a very respected consultant and my reputation is at stake. Therefore, I want you to order this package today...study it, use it, make money from it...and if for any reason you are not completely satisfied with it. Simply let us know for an immediate refund of your purchase price. You simply can't lose!



I am at a greater risk than you are - What I have to lose if I attempt to cheat you!

You stand to gain information that will change your financial life in a very BIG way. On the other hand, if indeed I turn out to be a fraud, then you only stand to lose an insignificant N5,000 compared to what I will have to lose.

On my part, if I am a fraud, I am risking about 10 years of my life in a prison for N5,000! - very stupid isn't it?

You have my contact details; my name, my physical address, my registered Business Name and my Current account bank details - which has my contact address including my passport photographs. I opened this account with my International Passport as Identification and my Mother is one of my referees!

I want you to know that I have a very brilliant mind. And that if I were criminally inclined; with what I know about the Internet and applied human psychology, I wouldn't be after N5,000!

The die is now cast and your decisions, the seeds of your tomorrow are always in your hands - sow them accordingly to reap the bountiful dividends you desire. If you desire a mango tree tomorrow - plant a mango tree today...and if you want a money tree within the next 24 hours - invest in your financial education.



N.B: If you do not place your order before November 23, 2010 you will have to pay the normal price of N12,000, lose the three bonuses and miss out on the membership in the Exclusive Member's Area. Order your package right now and start producing very serious financial results this Year.

Once again These are the BENEFITS you will derive by ordering now:

*

Bountifully Increased Income.
*

A Serious Boost in Your overall Confidence - from the deep understanding you will gain from your copies of: 'As a Man Thinketh' and 'The Science of Getting Rich'. (Understand why you have dominion in Life, how to achieve your destiny and why you can never lack)
*

Gain peace of mind by being able to take charge of your financial responsibilities.
*

Become happier from having the freedom - time and money to engage in activities that you truly love.
*

Increase your purchasing power.
*

Boost your prestige by placing you in a position to positively touch the lives of others with the priceless knowledge you possess - and with material goods.
*

All these and countless more will be yours if you order the eMoney Wealth Package right now.







Afterthought:



How Secure Are You, Your Job and Your Financial Future?



(Job) Security lies in your (continual) ability to produce.

-- Alan Greenspan
Former Chairman, United States Federal Reserve Board.



Wherever you are employed today, you must eventually have to face one of the 3 Rs: Retrenchment, Resignation or Retirement. Additionally, you will also have to face the accompanying sharp reduction in your income, your living standards and in your purchasing ability.



It's estimated that out of all the people employed in the workforce today, that only 5 out of every 100 will Retire independently wealthy. This means that only 5% of the people working today will be able to survive without any financial support at the end of their working days. Isn't this pathetic? Only 5%?



"I was once this, I was once that, I used to..."

I trust you are a very observant person. Do you always notice that the living standards of most people happen to go down at the end of their working days? Do you take notice of statements such as these: "I used to be a manager in that company", "I used to have an official residence", "I used to own that car"," I used to visit Europe and the US twice yearly". Very sad indeed.



Your life will unfailingly follow this same trend unless you oppose it to the contrary. To secure the kind of financial future you want, you must begin today to act accordingly. Times have changed. Officially, job security is now a thing of the past.



We presently live in very uncertain times, with fast paced change and very terrible consequences to people who do not adapt quickly.



If you are really aware of what is presently happening in this country today, you will know that you can have a 'secure' job on Monday but by Tuesday you're out of it - irrespective of your position in the establishment. Remember that even the CEOs of several banks had to step aside during the Banking Consolidation.



It has already happened to several thousands of Nigerians who thought they were best (or who were actually the best). It happened to the best in the Oil Companies, the best in the Banks and even to lowly Civil Servants whom the supposedly 'benevolent' Government employed!



Job security today does not lie in working for any 'big, secure' establishment. It lies in your own ability to do something on your own - at any given time. To be financially secure today, you have to adapt to the new nature of things. You have to adapt to The Era of Zero Job Security and the Age of Mega Successful Small businesses.



You will agree with me that Nigeria is still a developing country and that we are still passing through stages that all developed countries have already passed through.



Now, whatever it is called; retrenchment, downsizing, rightsizing, corporate restructuring, streamlining, flattening, outsourcing or re-organization. What it simply means is that INNOCENT workers LOST and will still continue to LOSE their jobs! It has just begun here in Nigeria and it is coming fast. It a stage every developing economy passes through (in a bid for greater efficiency) and Nigeria has just gotten to it. It is the stage of trying to achieve more with less workers - in order to cut costs and boost profits. The reasoning is: if one person can do the work of three, why not sack two and save money?



It has happened and still happens in the US, Europe and every other developed place. If you've been in Nigeria, I bet you've not been missing headlines such as these:



*

SHELL to lay off 20% of it's staff.
*

FG to sack 33,000 workers.
*

Sokoto State Government sacks 2000 workers.
*

51,000 railway workers sacked without benefits.
*

Over 30 million Nigerians Unemployed.
*

500,000 workers pencilled down for retrenchment nationwide.
*

CBN sacks 600 workers.
*

Access Bank to sack all Polytechnic graduates (whether you have a first class or not!) plus all their University graduates with less than 21.
*

Nigerian Airways to sack 1000 of it's 2,300 employees.
*

13,000 dock (Nigerian Ports Authority) workers to be sacked.



It has only just begun! As a case in point consider the banks again, you think it's over? Why did you think they were forced to join-up (consolidate) knowing fully that lots of staff casualties were going to result? The answer is that they lacked strength and could not compete globally with other financial institutions. We've only just taken one step in the right direction and there are still several more left.



Do you know that the combined capitalization of all the 25 Nigerian banks are less than that of some banks in the US, Europe and even a bank in South Africa? I guess you're getting the picture and that you can see that there's obviously going to be some more consolidation in the banking sector. It might not happen tomorrow but it not far off either. Now, this is just the banks we talked about, this is how it will be with other sectors of the economy as well.



In essence, by working for someone else (at least full time) you allow your happiness and future to rest in the hands of other people...including that of your wife, children and dependants. You leave your future blank and unstable, and you lose the present and future benefits you will receive from a successful personally owned and easy to run business.



Lots of simple & profitable Part-Time businesses you can begin today do not even require your presence to run. You can start some with Zero naira capital and most are very easy to learn! Which means that you can learn them.



The Fastest Way to Get Rich.

You can make money from the Stock Market, from investing in Real Estate or even by depositing your money in a bank. However, the fastest way to make some serious money is by starting something for yourself.



This does not mean that you should quit your present job - if you have one. You can easily combine your present work with other simple to run businesses - which require very little time. In the end, you significantly increase your income every month while still doing almost the same amount of work!



Below is a table which shows Income Return and Asset Growth rates for different investment vehicles:



Investment


Income Return


Asset Growth

Bank Deposit


6%-10%


0% p.a

Property


5-7%


10% p.a

Shares


10-15%


20-50% p.a

Own Business


100-200%


500-1000% or more

I will also teach you the types of businesses to choose from so that you can benefit from asset growth - which makes all the difference.





"Today very few families can survive on less than 2 streams of income. In the volatile future, you will need a portfolio of income streams from completely different and diversified sources"

-- Robert G. Allen
Author, Multiple Streams of Income.





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"Receive your Package within 24 hours!"

After making your payment, send a confirmation email to payments@emoneynigeria.com with the Subject: 'Payment Made'. Please include the following details in your email:

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Disclaimer

What Other Nigerians Like You Have To Say:

Hello Ikechukwu,

Words cannot express just how I feel...I received your package and honestly, I'm shaking with excitement; I can't wait to begin!

A breath of fresh air, that's how I'd describe you. Good to know there are Nigerians out there who are full of integrity and true to their word.

Yours faithfully


Oludimu Gbenga
Somolu, Lagos State.

IK,

I got my package with speedy accuracy.
You deliver on your terms, and with people like you
I now believe Nigeria will still be great!

Thanks,

Gbenga Olaoye
Ikeja, Lagos.

Thanks for the package...really impressed at your speed of delivery, really tells a lot about you...Most of my friends were really shocked, they even bet it was the 'Usual Scam' and you disappointed them. One Nigerian out of a million.

Ikpa H. Kelechi
Isolo, Lagos

IK,

Thank you very much for the ebooks. I am most grateful for your efforts. The books are fantastic. Even though i have a laptop connected to the internet, I printed the books out because I like them so much. I will definitely call on you whenever I need further clarifications, even for a fee. Thanks for helping Nigerians. I am a journalist with Kogi State Newspaper.

Abdul Samson Aji
Lokoja, Kogi State.



Thanks for keeping to your promised. The speed at which you respond and deliver the eMoney package is unprecedented. Thanks for showing me the door to money making; very soon I shall be speaking in more practical terms. Once again thank you.


Best regards

Emmanuel Isaac
Ahoada, Rivers State

Hi Ike,

Compliments of the day. My name is Vynno Martyns,im glad to know there are still some honest Nigerians out there, when i was paying the 5g into your account, I was really sceptical about the whole thing as i have been duped time after time through the same means.

But before I could say Jack Robinson, I got my ebooks (all the ones you promised). In fact, since i got these books, I have not slept (3 days now). I have been sitting at the edge of my seat amazed at the contents. In fact I will have my self to blame if I don't become a millionaire in 6 months from now, because through your books, you have shown me how to get made. Thanks and God bless you.


Ayorinde Ogunride
Agege, Lagos State.


Thank you for delivering as promised.

Edem Nehemiah
Garki, Abuja.

Dear Ikechukwu

Thanks a lot. this is just to acknowledge the receipt of all the things you promised to send if we make payment. I am overwhelmed by the fulfilment of your promises. May God reward your faithfulness. Thank you once

Henry Jonathan
Bida, Niger State.


Hi,

I must confess I was stunned by the quality and quantity of content your eMoney wealth package had. I was pleasantly thrilled.

I want to commend your efforts in putting it all together. like u noted in the summary, I have to be honest about it all.

I really want to be closely monitored by your expert hands.

Isiodu Obinna Brown
Owerri, Imo State.

Hello Sir,

I want to inform you that after going through your package. I have only one word 'Awesome'.

I am enlightened to a level i never imagined.

Austin Wobo
Portharcourt, Rivers State.

Thank you for the package which I've found so useful.

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Maidugiri Borno State.


I must thank you for living up to expectations by sending me the packages I made Payment for. I am also grateful that people like you still exist in this our beloved country Nigeria.

Pascal Ihechiluru Kalu
Aba, Abia State.



I received the package with joy. Thanks for fulfilling your promise of sending it. I believe in making the right decisions in life...I know that this one I have made is the right one. Thanks for pointing me in the right direction.

Aguocha Nnamdi
Benin City, Edo State.





Thanks for keeping your word. People like you are very rare in Nigeria.

Adeniyi Lola
Garki, Abuja.



Got it. Thanks.

Oseji Ernest
Choba, Port Harcourt.



Thanks Ikechukwu. At least I now believe that true and genuine Nigerians exist, and that Online transaction is possible in Nigeria and with Nigerians. Thanks Once again.

Gideon Dadik Bibu
Department of Mathematics, UNIJOS.




Thanks for the package. Am truly impressed. You didn't just take our money and run. Do put me on your mailing list.

Mvendaga Ugor
Lafia, Nasarawa State.



Dear Sir,

I have dealt with U before and was not disappointed. I will place order next week for the book.

Thanks for being there for me.

Benedict Omili

Sir, the package I paid for was received successfully within 24hrs. I was surprised because I didn't believe that people like you still exist in this country. Keep it up.

Tunde Akinboyede
Victoria Island, Lagos.

Dear IK,

I received my copy with thanks. I have not seen a selfless person like you. You are not giving fish but teaching to fish. I hope you will always be there for us.

Segun Sotikare
Akure, Ondo State.



Hi,

I would like to appreciate your efforts in unveiling these secrets to us. Indeed, you are God-set.

Ologun Johnson
Kano, Kano State.



Dear Mr Iroegbu,

I have received the materials. Thanks for erasing any doubt that I ever had about your advert by keeping to your words. In fact I was only making a trial. I never thought it could be real.

When I made the payment, I believed I was just throwing away money...you have really surprised me. I am happy to note that at least we still have some Nigerians who are honest and have the fear of God. I will certainly tell it to others.

Chris E. Asuquo
Abuja


As a realist, I still maintain that life is full of risks, hence, IT IS RISKY NOT TO TAKE RISKS...I just received the stuffs now. Do you know my happiness? He who follows the crowd will not be followed by the crowd...with a heart full of joy, I say Bravo! Kudos! and thanks a million.

Ogadinma Hafuruchi
Asaba, Delta State.



IK,

Thanks for your prompt response...People of true integrity sometimes seem to be lacking these days. It's always a pleasure to meet and do biz with people such as yourself...Thanks once again, you are a keeper of your word and that's really something!

Satisfied me,

Wana Ette
Ikot Ekpene, Akwa Ibom State.



Thank you very much brother IK. I got the package and believe me it's awesome.

Daniel Joseph
Benin City, Edo State.



Thanks a bunch, you indeed made good your promise. Keep up the good work. Kudos.

Lanre Oniyangi
Dugbe, Ibadan, Oyo State.



My Dear Ikechukwu,

May I use this opportunity to express my profound gratitude to the high level and examplary sincerity you have shown the people of Nigeria and the world as a whole. In fact, by this singular step of yours, you have gone a long way to tell the world especially myself that anything good can come of Nigerian Internet Users.br />

May I tell you that you have registered your name in the heroic national book and posterity will never forget you. You have written what is worth reading and done what is worth writing. Congrats!


Gabriel Orji
Awka, Anambara State.




Dear Mr Iroegbu,

Just received my package. Thanks and God bless you.

Chris Eke
Central Area District, Abuja.



Oga IK, You are a wonderful fellow to this generation...ten powerful gbosas for this rare gem.

Cleophas
Lagos State.

Sunday 14 November 2010

How to Make Money From Your Blog

StevePavlina.com was launched on Oct 1st, 2004. By April 2005 it was averaging $4.12/day in income. Now it brings in over $200/day $1000/day (updated as of 10/29/06). I didn’t spend a dime on marketing or promotion. In fact, I started this site with just $9 to register the domain name, and everything was bootstrapped from there. Would you like to know how I did it?

This article is seriously long (over 7300 words), but you’re sure to get your money’s worth (hehehe). I’ll even share some specifics. If you don’t have time to read it now, feel free to bookmark it or print it out for later.

Do you actually want to monetize your blog?

Some people have strong personal feelings with respect to making money from their blogs. If you think commercializing your blog is evil, immoral, unethical, uncool, lame, greedy, obnoxious, or anything along those lines, then don’t commercialize it.

If you have mixed feelings about monetizing your blog, then sort out those feelings first. If you think monetizing your site is wonderful, fine. If you think it’s evil, fine. But make up your mind before you seriously consider starting down this path. If you want to succeed, you must be congruent. Generating income from your blog is challenging enough — you don’t want to be dealing with self-sabotage at the same time. It should feel genuinely good to earn income from your blog — you should be driven by a healthy ambition to succeed. If your blog provides genuine value, you fully deserve to earn income from it. If, however, you find yourself full of doubts over whether this is the right path for you, you might find this article helpful: How Selfish Are You? It’s about balancing your needs with the needs of others.

If you do decide to generate income from your blog, then don’t be shy about it. If you’re going to put up ads, then really put up ads. Don’t just stick a puny little ad square in a remote corner somewhere. If you’re going to request donations, then really request donations. Don’t put up a barely visible “Donate” link and pray for the best. If you’re going to sell products, then really sell them. Create or acquire the best quality products you can, and give your visitors compelling reasons to buy. If you’re going to do this, then fully commit to it. Don’t take a half-assed approach. Either be full-assed or no-assed.

You can reasonably expect that when you begin commercializing a free site, some people will complain, depending on how you do it. I launched this site in October 2004, and I began putting Google Adsense ads on the site in February 2005. There were some complaints, but I expected that — it was really no big deal. Less than 1 in 5,000 visitors actually sent me negative feedback. Most people who sent feedback were surprisingly supportive. Most of the complaints died off within a few weeks, and the site began generating income almost immediately, although it was pretty low — a whopping $53 the first month. If you’d like to see some month-by-month specifics, I posted my 2005 Adsense revenue figures earlier this year. Adsense is still my single best source of revenue for this site, although it’s certainly not my only source. More on that later…

Can you make a decent income online?

Yes, absolutely. At the very least, a high five-figure annual income is certainly an attainable goal for an individual working full-time from home. I’m making a healthy income from StevePavlina.com, and the site is only 19 months old… barely a toddler. If you have a day job, it will take longer to generate a livable income, but it can still be done part-time if you’re willing to devote a lot of your spare time to it. I’ve always done it full-time.

Can most people do it?

No, they can’t. I hope it doesn’t shock you to see a personal development web site use the dreaded C-word. But I happen to agree with those who say that 99% of people who try to generate serious income from their blogs will fail. The tagline for this site is “Personal Development for Smart People.” And unfortunately (or fortunately, depending on your outlook), smart people are a minority on this planet. So while most people can’t make a living this way, I would say that most smart people can. How do you know whether or not you qualify as smart? Here’s a good rule of thumb: If you have to ask the question, you aren’t.

If that last paragraph doesn’t flood my inbox with flames, I don’t know what will. OK, actually I do.

This kind of 99-1 ratio isn’t unique to blogging though. You’ll see it in any field with relatively low barriers to entry. What percentage of wannabe actors, musicians, or athletes ever make enough money from their passions to support themselves? It doesn’t take much effort to start a blog these days — almost anyone can do it. Talent counts for something, and the talent that matters in blogging is intelligence. But that just gets you in the door. You need to specifically apply your intelligence to one particular talent. And the best words I can think of to describe that particular talent are: web savvy.

If you are very web savvy, or if you can learn to become very web savvy, then you have an excellent shot of making enough money from your blog to cover all your living expenses… and then some. But if becoming truly web savvy is more than your gray matter can handle, then I’ll offer this advice: Don’t quit your day job.

Web savvy

What do I mean by web savvy? You don’t need to be a programmer, but you need a decent functional understanding of a variety of web technologies. What technologies are “key” will depend on the nature of your blog and your means of monetization. But generally speaking I’d list these elements as significant:

* blog publishing software
* HTML/CSS
* blog comments (and comment spam)
* RSS/syndication
* feed aggregators
* pings
* trackbacks
* full vs. partial feeds
* blog carnivals (for kick-starting your blog’s traffic)
* search engines
* search engine optimization (SEO)
* page rank
* social bookmarking
* tagging
* contextual advertising
* affiliate programs
* traffic statistics
* email

Optional: podcasting, instant messaging, PHP or other web scripting languages.

I’m sure I missed a few due to familiarity blindness. If scanning such a list makes your head spin, I wouldn’t recommend trying to make a full-time living from blogging just yet. Certainly you can still blog, but you’ll be at a serious disadvantage compared to someone who’s more web savvy, so don’t expect to achieve stellar results until you expand your knowledge base.

If you want to sell downloadable products such as ebooks, then you can add e-commerce, SSL, digital delivery, fraud prevention, and online databases to the list. Again, you don’t need to be a programmer; you just need a basic understanding of these technologies. Even if you hire someone else to handle the low-level implementation, it’s important to know what you’re getting into. You need to be able to trust your strategic decisions, and you won’t be able to do that if you’re a General who doesn’t know what a gun is.

A lack of understanding is a major cause of failure in the realm of online income generation. For example, if you’re clueless about search engine optimization (SEO), you’ll probably cripple your search engine rankings compared to someone who understands SEO well. But you can’t consider each technology in isolation. You need to understand the connections and trade-offs between them. Monetizing a blog is a balancing act. You may need to balance the needs of yourself, your visitors, search engines, those who link to you, social bookmarking sites, advertisers, affiliate programs, and others. Seemingly minor decisions like what to title a web page are significant. In coming up with the title of this article, I have to take all of these potential viewers into consideration. I want a title that is attractive to human visitors, drives reasonable search engine traffic, yields relevant contextual ads, fits the theme of the site, and encourages linking and social bookmarking. And most importantly I want each article to provide genuine value to my visitors. I do my best to create titles for my articles that balance these various needs. Often that means abandoning cutesy or clever titles in favor of direct and comprehensible ones. It’s little skills like these that help drive sustainable traffic growth month after month. Missing out on just this one skill is enough to cripple your traffic. And there are dozens of these types of skills that require web savvy to understand, respect, and apply.

This sort of knowledge is what separates the 1% from the 99%. Both groups may work just as hard, but the 1% is getting much better results for their efforts. It normally doesn’t take me more than 60 seconds to title an article, but a lot of experience goes into those 60 seconds. You really just have to learn these ideas once; after that you can apply them routinely.

Whenever you come across a significant web technology you don’t understand, look it up on Google or Wikipedia, and dive into it long enough to acquire a basic understanding of it. To make money from blogging it’s important to be something of a jack of all trades. Maybe you’ve heard the expression, “A jack of all trades is a master of none.” That may be true, but you don’t need to master any of these technologies — you just have to be good enough to use them. It’s the difference between being able to drive a car vs. becoming an auto mechanic. Strive to achieve functional knowledge, and then move on to something else. Even though I’m an experienced programmer, I don’t know how many web technologies actually work. I don’t really care. I can still use them to generate results. In the time it would take me to fully understand one new technology, I can achieve sufficient functional knowledge to apply several of them.

Thriving on change

Your greatest risk isn’t that you’ll make mistakes that will cost you. Your greatest risk is that you’ll miss opportunities. You need an entrepreneurial mindset, not an employee mindset. Don’t be too concerned with the risk of loss — be more concerned with the risk of missed gains. It’s what you don’t know and what you don’t do that will hurt you the worst. Blogging is cheap. Your expenses and financial risk should be minimal. Your real concern should be missing opportunities that would have made you money very easily. You need to develop antennae that can listen out for new opportunities. I highly recommend subscribing to Darren Rowse’s Problogger blog — Darren is great at uncovering new income-generating opportunities for bloggers.

The blogosphere changes rapidly, and change creates opportunity. It takes some brains to decipher these opportunities and to take advantage of them before they disappear. If you hesitate to capitalize on something new and exciting, you may simply miss out. Many opportunities are temporary. And every day you don’t implement them, you’re losing money you could have earned. And you’re also missing opportunities to build traffic, grow your audience, and benefit more people.

I used to get annoyed by the rapid rate of change of web technologies. It’s even more rapid than what I saw when I worked in the computer gaming industry. And the rate of change is accelerating. Almost every week now I learn about some fascinating new web service or idea that could potentially lead to big changes down the road. Making sense of them is a full-time job in itself. But I learned to love this insane pace. If I’m confused then everyone else is probably confused too. And people who only do this part-time will be very confused. If they aren’t confused, then they aren’t keeping up. So if I can be just a little bit faster and understand these technologies just a little bit sooner, then I can capitalize on some serious opportunities before the barriers to entry become too high. Even though confusion is uncomfortable, it’s really a good thing for a web entrepreneur. This is what creates the space for a college student to earn $1,000,000 online in just a few months with a clever idea. Remember this isn’t a zero-sum game. Don’t let someone else’s success make you feel diminished or jealous. Let it inspire you instead.

What’s your overall income-generation strategy?

I don’t want to insult anyone, but most people are utterly clueless when it comes to generating income from their blogs. They slap things together haphazardly with no rhyme or reason and hope to generate lots of money. While I’m a strong advocate of the ready-fire-aim approach, that strategy does require that you eventually aim. Ready-fire-fire-fire-fire will just create a mess.

Take a moment to articulate a basic income-generating strategy for your site. If you aren’t good at strategy, then just come up with a general philosophy for how you’re going to generate income. You don’t need a full business plan, just a description of how you plan to get from $0 per month to whatever your income goal is. An initial target goal I used when I first started this site was $3000 per month. It’s a somewhat arbitrary figure, but I knew if I could reach $3000 per month, I could certainly push it higher, and $3000 is enough income that it’s going to make a meaningful difference in my finances. I reached that level 15 months after launching the site (in December 2005). And since then it’s continued to increase nicely. Blogging income is actually quite easy to maintain. It’s a lot more secure than a regular job. No one can fire me, and if one source of income dries up, I can always add new ones. We’ll address multiple streams of income soon…

Are you going to generate income from advertising, affiliate commissions, product sales, donations, or something else? Maybe you want a combination of these things. However you decide to generate income, put your basic strategy down in writing. I took 15 minutes to create a half-page summary of my monetization strategy. I only update it about once a year and review it once a month. This isn’t difficult, but it helps me stay focused on where I’m headed. It also allows me to say no to opportunities that are inconsistent with my plan.

Refer to your monetization strategy (or philosophy) when you need to make design decisions for your web site. Although you may have multiple streams of income, decide which type of income will be your primary source, and design your site around that. Do you need to funnel people towards an order form, or will you place ads all over the site? Different monetization strategies suggest different design approaches. Think about what specific action you want your visitors to eventually take that will generate income for you, and design your site accordingly.

When devising your income strategy, feel free to cheat. Don’t re-invent the wheel. Copy someone else’s strategy that you’re convinced would work for you too. Do NOT copy anyone’s content or site layout (that’s copyright infringement), but take note of how they’re making money. I decided to monetize this site with advertising and affiliate income after researching how various successful bloggers generated income. Later I added donations as well. This is an effective combo.

Traffic, traffic, traffic

Assuming you feel qualified to take on the challenge of generating income from blogging (and I haven’t scared you away yet), the three most important things you need to monetize your blog are traffic, traffic, and traffic.

Just to throw out some figures, last month (April 2006), this site received over 1.1 million visitors and over 2.4 million page views. That’s almost triple what it was just six months ago.

Why is traffic so important? Because for most methods of online income generation, your income is a function of traffic. If you double your traffic, you’ll probably double your income (assuming your visitor demographics remain fairly consistent). You can screw almost everything else up, but if you can generate serious traffic, it’s really hard to fail. With sufficient traffic the realistic worst case is that you’ll eventually be able to monetize your web site via trial and error (as long as you keep those visitors coming).

When I first launched this blog, I knew that traffic building was going to be my biggest challenge. All of my plans hinged on my ability to build traffic. If I couldn’t build traffic, it was going to be very difficult to succeed. So I didn’t even try to monetize my site for the first several months. I just focused on traffic building. Even after 19 months, traffic building is still the most important part of my monetization plan. For my current traffic levels, I know I’m undermonetizing my site, but that’s OK. Right now it’s more important to me to keep growing the site, and I’m optimizing the income generation as I go along.

Traffic is the primary fuel of online income generation. More visitors means more ad clicks, more product sales, more affiliate sales, more donations, more consulting leads, and more of whatever else that generates income for you. And it also means you’re helping more and more people.

With respect to traffic, you should know that in many respects, the rich do get richer. High traffic leads to even more traffic-building opportunities that just aren’t accessible for low-traffic sites. On average at least 20 bloggers add new links to my site every day, my articles can easily surge to the top of social bookmarking sites like del.icio.us, and I’m getting more frequent requests for radio interviews. Earlier this year I was featured in USA Today and in Self Magazine, which collectively have millions of readers. Journalists are finding me by doing Google searches on topics I’ve written about. These opportunities were not available to me when I was first starting out. Popular sites have a serious advantage. The more traffic you have, the more you can attract.

If you’re intelligent and web savvy, you should also be able to eventually build a high-traffic web site. And you’ll be able to leverage that traffic to build even more traffic.

How to build traffic

Now if traffic is so crucial, how do you build it up to significant levels if you’re starting from rock bottom?

I’ve already written a lengthy article on this topic, so I’ll refer you there: How to Build a High Traffic Web Site (or Blog). If you don’t have time to read it now, feel free to bookmark it or print it out for later. That article covers my general philosophy of traffic-building, which centers on creating content that provides genuine value to your visitors. No games or gimmicks.

There is one other important traffic-building tip I’ll provide here though.

Blog Carnivals. Take full advantage of blog carnivals when you’re just starting out (click the previous link and read the FAQ there to learn what carnivals are if you don’t already know). Periodically submit your best blog posts to the appropriate carnivals for your niche. Carnivals are easy ways to get links and traffic, and best of all, they’re free. Submitting only takes minutes if you use a multi-carnvival submission form. Do NOT spam the carnivals with irrelevant material — only submit to the carnivals that are a match for your content.

In my early traffic-building days, I’d do carnivals submissions once a week, and it helped a great deal in going from nothing to about 50,000 visitors per month. You still have to produce great content, but carnivals give you a free shot at marketing your unknown blog. Free marketing is precisely the kind of opportunity you don’t want to miss. Carnivals are like an open-mic night at a comedy club — they give amateurs a chance to show off their stuff. I still submit to certain carnivals every once in a while, but now my traffic is so high that relatively speaking, they don’t make much difference anymore. Just to increase my traffic by 1% in a month, I need 11,000 new visitors, and even the best carnivals don’t push that much traffic. But you can pick up dozens or even hundreds of new subscribers from each round of carnival submissions, so it’s a great place to start. Plus it’s very easy.

If your traffic isn’t growing month after month, does it mean you’re doing something wrong? Most likely you aren’t doing enough things right. Again, making mistakes is not the issue. Missing opportunities is.

Will putting ads on your site hurt your traffic?

Here’s a common fear I hear from people who are considering monetizing their web sites:

Putting ads on my site will cripple my traffic. The ads will drive people away, and they’ll never come back.

Well, in my experience this is absolutely, positively, and otherwise completely and totally… FALSE. It’s just not true. Guess what happened to my traffic when I put ads on my site. Nothing. Guess what happened to my traffic when I put up more ads and donation links. Nothing. I could detect no net effect on my traffic whatsoever. Traffic continued increasing at the same rate it did before there were ads on my site. In fact, it might have even helped me a little, since some bloggers actually linked to my site just to point out that they didn’t like my ad layout. I’ll leave it up to you to form your own theories about this. It’s probably because there’s so much advertising online already that even though some people will complain when a free site puts up ads, if they value the content, they’ll still come back, regardless of what they say publicly.

Most mature people understand it’s reasonable for a blogger to earn income from his/her work. I think I’m lucky in that my audience tends to be very mature — immature people generally aren’t interested in personal development. To create an article like this takes serious effort, not to mention the hard-earned experience that’s required to write it. This article alone took me over 15 hours of writing and editing. I think it’s perfectly reasonable to earn an income from such work. If you get no value from it, you don’t pay anything. What could be more fair than that? The more income this blog generates, the more I can put into it. For example, I used some of the income to buy podcasting equipment and added a podcast to the site. I’ve recorded 13 episodes so far. The podcasts are all ad-free. I’m also planning to add some additional services to this site in the years ahead. More income = better service.

At the time of this writing, my site is very ad-heavy. Some people point this out to me as if I’m not aware of it: “You know, Steve. Your web site seems to contain an awful lot of ads.” Of course I’m aware of it. I’m the one who put the ads there. There’s a reason I have this configuration of ads. They’re effective! People keep clicking on them. If they weren’t effective, I’d remove them right away and try something else.

I do avoid putting up ads that I personally find annoying when I see them on other sites, including pop-ups and interstitials (stuff that flies across your screen). Even though they’d make me more money, in my opinion they degrade the visitor experience too much.

I also provide two ad-free outlets, so if you really don’t like ads, you can actually read my content without ads. First, I provide a full-text RSS feed, and at least for now it’s ad-free. I do, however, include a donation request in the bottom of my feeds.

If you want to see some actual traffic data, take a look at the 2005 traffic growth chart. I first put ads on the site in February 2005, and although the chart doesn’t cover pre-February traffic growth, the growth rate was very similar before then. For an independent source, you can also look at my traffic chart on Alexa. You can select different Range options to go further back in time.

Multiple streams of income

You don’t need to put all your eggs in one basket. Think multiple streams of income. On this site I actually have six different streams of income. Can you count them all? Here’s a list:

1. Google Adsense ads (pay per click and pay per impression advertising)
2. Donations (via PayPal or snail mail — yes, some people do mail a check)
3. Text Link Ads (sold for a fixed amount per month)
4. Chitika eMiniMalls ads (pay per click)
5. Affiliate programs like Amazon and LinkShare (commission on products sold, mostly books)
6. Advertising sold to individual advertisers (three-month campaigns or longer)

Note: If you’re reading this article a while after its original publication date, then this list is likely to change. I frequently experiment with different streams.

Adsense is my biggest single source of income, but some of the others do pretty well too. Every stream generates more than $100/month.

My second biggest income stream is actually donations. My average donation is about $10, and I’ve received a number of $100 donations too. It only took me about an hour to set this up via PayPal. So even if your content is free like mine, give your visitors a means to voluntarily contribute if they wish. It’s win-win. I’m very grateful for the visitor support. It’s a nice form of feedback too, since I notice that certain articles produced a surge in donations — this tells me I’m hitting the mark and giving people genuine value.

These aren’t my only streams of income though. I’ve been earning income online since 1995. With my computer games business, I have direct sales, royalty income, some advertising income, affiliate income, and donations (from the free articles). And if you throw in my wife’s streams of income, it gets really ridiculous: advertising, direct book sales, book sales through distributors, web consulting, affiliate income, more Adsense income, and probably a few sources I forgot. Suffice it to say we receive a lot of paychecks. Some of them are small, but they add up. It’s also extremely low risk — if one source of income dries up, we just expand existing sources or create new ones. I encourage you to think of your blog as a potential outlet for multiple streams of income too.

Text Link AdsAutomated income

With the exception of #6, all of these income sources are fully automated. I don’t have to do anything to maintain them except deposit checks, and in most cases I don’t even have to do that because the money is automatically deposited to my bank account.

I love automated income. With this blog I currently have no sales, no employees, no products, no inventory, no credit card processing, no fraud, and no customers. And yet I’m still able to generate a reasonable (and growing) income.

Why get a regular job and trade your time for money when you can let technology do all that work for you? Imagine how it would feel to wake up each morning, go to your computer, and check how much money you made while you were sleeping. It’s a really nice situation to be in.

Blogging software and hardware

I use WordPress for this blog, and I highly recommend it. Wordpress has lots of features and a solid interface. And you can’t beat its price — free.

The rest of this site is custom-coded HTML, CSS, PHP, and MySQL. I’m a programmer, so I coded it all myself. I could have just as easily used an existing template, but I wanted a simple straightforward design for this site, and I wanted the look of the blog to match the rest of the site. Plus I use PHP and MySQL to do some creative things outside the blog, like the Million Dollar Experiment.

I don’t recommend using a hosted service like Blogger if you want to seriously monetize your blog. You don’t get enough control. If you don’t have your own URL, you’re tying yourself to a service you don’t own and building up someone else’s asset. You want to build page rank and links for your own URL, not someone else’s. Plus you want sufficient control over the layout and design of your site, so you can jump on any opportunities that require low-level changes. If you use a hosted blog, you’re at the mercy of the hosting service, and that puts the future of any income streams you create with them at risk. It’s a bit more work up front to self-host, but it’s less risky in the long run.

Web hosting is cheap, and there are plenty of good hosts to choose from. I recommend Pair.com for a starter hosting account. They aren’t the cheapest, but they’re very reliable and have decent support. I know many online businesses that host with them, and my wife refers most of her clients there.

As your traffic grows you may need to upgrade to a dedicated server or a virtual private server (VPS). This web site is hosted by ServInt. I’ve hosted this site with them since day one, and they’ve been a truly awesome host. What I like most about them is that they have a smooth upgrade path as my traffic keeps growing. I’ve gone through several upgrades with them already, and all have been seamless. The nice thing about having your own server is that you can put as many sites on it as the server can handle. I have several sites running on my server, and it doesn’t cost me any additional hosting fees to add another site.

Comments or no comments

When I began this blog, I started out with comments enabled. As traffic grew, so did the level of commenting. Some days there were more than 100 comments. I noticed I was spending more and more time managing comments, and I began to question whether it was worth the effort. It became clear that with continued traffic growth, I was going to have to change my approach or die in comment hell. The personal development topics I write about can easily generate lots of questions and discussion. Just imagine how many follow-up questions an article like this could generate. With tens of thousands of readers, it would be insane. Also, nuking comment spam was chewing up more and more of my time as well.

But after looking through my stats, I soon realized that only a tiny fraction of visitors ever look at comments at all, and an even smaller fraction ever post a comment (well below 1% of total visitors). That made my decision a lot easier, and in October 2005, I turned blog comments off. In retrospect that was one of my best decisions. I wish I had done it sooner.

If you’d like to read the full details of how I came to this decision, I’ve written about it previously: Blog Comments and More on Blog Comments.

Do you need comments to build traffic? Obviously not. Just like when I put up ads, I saw no decline in traffic when I turned off comments. In fact, I think it actually helped me. Although I turned off comments, I kept trackbacks enabled, so I started getting more trackbacks. If people wanted to publicly comment on something I’d written, they had to do so on their own blogs and post a link. So turning off comments didn’t kill the discussion — it just took it off site. The volume of trackbacks is far more reasonable, and I can easily keep up with it. I even pop onto other people’s sites and post comments now and then, but I don’t feel obligated to participate because the discussion isn’t on my own site.

I realize people have very strong feelings about blog comments and community building. Many people hold the opinion that a blog without comments just isn’t a blog. Personally I think that’s utter nonsense — the data just doesn’t support it. The vast majority of blog readers neither read nor post comments. Only a very tiny and very vocal group even care about comments. Some bloggers say that having comments helps build traffic, but I saw no evidence of that. In fact, I think it’s just the opposite. Managing comments detracts from writing new posts, and it’s far better to get a trackback and a link from someone else’s blog vs. a comment on your own blog. As long-term readers of my blog know, when faced with ambiguity, my preference is to try both alternatives and compare real results with real results. After doing that my conclusion is this: No comment. :)

Now if you want to support comments for non-traffic-building reasons like socializing or making new contacts, I say go for it. Just don’t assume that comments are necessary or even helpful in building traffic unless you directly test this assumption yourself.

Build a complete web site, not just a blog

Don’t limit your web site to just a blog. Feel free to build it out. Although most of my traffic goes straight to this blog, there’s a whole site built around it. For example, the home page of this site presents an overview of all the sections of the site, including the blog, article section, audio content, etc. A lot of people still don’t know what a blog is, so if your whole site is your blog, those people may be a little confused.

Testing and optimization

In the beginning you won’t know which potential streams of income will work best for you. So try everything that’s reasonable for you. If you learn about a new potential income stream, test it for a month or two, and measure the results for yourself. Feel free to cut streams that just aren’t working for you, and put more effort into optimizing those streams that show real promise.

A few months ago, I signed up for an account with Text Link Ads. It took about 20 minutes. They sell small text ads on my site, split the revenue with me 50-50, and deposit my earnings directly into my PayPal account. This month I’ll make around $600 from them, possibly more if they sell some new ads during the month. And it’s totally passive. If I never tried this, I’d miss out on this easy extra income.

For many months I’ve been tweaking the Adsense ads on this site. I tried different colors, sizes, layouts, etc. I continue to experiment now and then, but I have a hard time beating the current layout. It works very well for me. Adsense doesn’t allow publishers to reveal specific CPM and CTR data, but mine are definitely above par. They started out in the gutter though. You can easily double or triple your Adsense revenue by converting a poor layout into a better one. This is the main reason why during my first year of income, my traffic grew at 20% per month, but my income grew at 50% per month. Frequent testing and optimization had a major positive impact. Many of my tests failed, and some even made my income go down, but I’m glad I did all that testing. If I didn’t then my Adsense income would only be a fraction of what it is now.

It’s cheap to experiment. Every new advertising or affiliate service I’ve tried so far has been free to sign up. Often I can add a new income stream in less than an hour and then wait a month to see how it does. If it flops then at least I learned something. If it does well, wonderful. As a blogger who wants to generate income, you should always be experimenting with new income streams. If you haven’t tried anything new in six months, you’re almost certainly missing some golden opportunities. Every blog is different, so you need to test things for yourself to see what works for you. Failure is impossible here — you either succeed, or you learn something.

Pick your niche, but make sure it isn’t too small

Pick a niche for your blog where you have some significant expertise, but make sure it’s a big enough niche that you can build significant traffic. My wife runs a popular vegan web site. She does pretty well within her niche, but it’s just not a very big niche. On the other hand, my topic of personal development has much broader appeal. Potentially anyone can be interested in improving themselves, and I have the flexibility to write about topics like productivity, self-discipline, relationships, spirituality, health, and more. It’s all relevant to personal development.

Pick a niche that you’re passionate about. I’ve written 400+ articles so far, and I still feel like I’m just getting started. I’m not feeling burnt out at all. I chose to build a personal development site because I’m very knowledgeable, experienced, and passionate about this subject. I couldn’t imagine a better topic for me to write about.

Don’t pick a niche just because you think it will make you money. I see many bloggers try to do that, and it’s almost invariably a recipe for failure. Think about what you love most, and then find a way to make your topic appealing to a massive global audience. Consider what will provide genuine value to your visitors. It’s all about what you can give.

A broad enough topic creates more potential advertising partners. If I keep writing on the same subtopic over and over, I may exhaust the supply of advertisers and hit an income ceiling. But by writing on many different topics under the same umbrella, I widen the field of potential advertisers. And I expand the appeal of my site at the same time.

Make it clear to your visitors what your blog/site is about. Often I visit a blog with a clever title and tagline that reveals nothing about the site’s contents. In that case I generally assume it’s just a personal journal and move on. I love to be clever too, but I’ve found that clarity yields better results than cleverness.

Posting frequency and length

Bloggers have different opinions about the right posting length and frequency. Some bloggers say it’s best to write short (250-750 word) entries and post 20x per week or more. I’ve seen that strategy work for some, but I decided to do pretty much the opposite. I usually aim for about 3-5 posts per week, but my posts are much longer (typically 1000-2000 words, sometimes longer than 5000 words, including the monster you’re reading right now). That’s because rather than throwing out lots of short tips, I prefer to write more exhaustive, in-depth articles. I find that deeper articles are better at generating links and referrals and building traffic. It’s true that fewer people will take the time to read them, but those that do will enjoy some serious take-away value. I don’t believe in creating disposable content just to increase page views and ad impressions. If I’m not truly helping my visitors, I’m wasting their time.

Expenses

Blogging is dirt cheap.

I don’t spend money on advertising or promotion, so my marketing expenses are nil. Essentially my content is my marketing. If you like this article, you’ll probably find many more gems in the archives.

My only real expenses for this site are the hosting (I currently pay $149/month for the web server and bandwidth) and the domain name renewal ($9/year). Nearly all of the income this site generates is profit. This trickles down to my personal income, so of course it’s subject to income tax. But the actual business expenses are minimal.

The reason I pay so much for hosting is simply due to my traffic. If my traffic were much lower, I could run this site on a cheap shared hosting account. A database-driven blog can be a real resource hog at high traffic levels. The same goes for online forums. As traffic continues to increase, my hosting bill will go up too, but it will still be a tiny fraction of total income.

Perks

Depending on the nature of your blog, you may be able to enjoy some nice perks as your traffic grows. Almost every week I get free personal development books in the mail (for potential review on this site). Sometimes the author will send it directly; other times the publisher will ship me a batch of books. I also receive CDs, DVDs, and other personal development products. It’s hard to keep up sometimes (I have a queue of about two dozen books right now), but I am a voracious consumer of such products, so I do plow through them as fast as I can. When something strikes me as worthy of mention, I do indeed write up a review to share it with my visitors. I have very high standards though, so I review less than 10% of what I receive. I’ve read over 700 books in this field and listened to dozens of audio programs, so I’m pretty good at filtering out the fluff. As I’m sure you can imagine, there’s a great deal of self-help fluff out there.

My criteria for reviewing a product on this site is that it has to be original, compelling, and profound. If it doesn’t meet these criteria, I don’t review it, even if there’s a generous affiliate program. I’m not going to risk abusing my relationship with my visitors just to make a quick buck. Making money is not my main motivation for running this site. My main motivation is to grow and to help others grow, so that always comes first.

Your blog can also gain you access to certain events. A high-traffic blog becomes a potential media outlet, so you can actually think of yourself as a member of the press, which indeed you are. In a few days, my wife and I will be attending a three-day seminar via a free press pass. The regular price for these tickets is $500 per person. I’ll be posting a full review of the seminar next week. I’ve been to this particular seminar in 2004, so I already have high expectations for it. Dr. Wayne Dyer will be the keynote speaker.

I’m also using the popularity of this blog to set up interviews with people I’ve always wanted to learn more about. This is beautifully win-win because it creates value for me, my audience, and the person being interviewed. Recently I posted an exclusive interview with multi-millionaire Marc Allen as well as a review of his latest book, and I’m lining up other interviews as well. It isn’t hard to convince someone to do an interview in exchange for so much free exposure.

Motivation

I don’t think you’ll get very far if money is your #1 motivation for blogging. You have to be driven by something much deeper. Money is just frosting. It’s the cake underneath that matters. My cake is that I absolutely love personal development – not the phony “fast and easy” junk you see on infomercials, but real growth that makes us better human beings. That’s my passion. Pouring money on top of it just adds more fuel to the fire, but the fire is still there with or without the money.

What’s your passion? What would you blog about if you were already set for life?

Blogging lifestyle

Perhaps the best part of generating income from blogging is the freedom it brings. I work from home and set my own hours. I write whenever I’m inspired to write (which for me is quite often). Plus I get to spend my time doing what I love most — working on personal growth and helping others do the same. There’s nothing I’d rather do than this.

Perhaps it’s true that 99 out of 100 people can’t make a decent living from blogging yet. But maybe you’re among the 1 in 100 who can.

On the other hand, I can offer you a good alternative to recommend if you don’t have the technical skills to build a high-traffic, income-generating blog. Check out Build Your Own Successful Online Business for details.